Specialist Range

Our Specialist mortgages are suitable for individuals whose unusual or complex circumstances mean they are not able to secure a standard mortgage. This could include those with irregular income, employment, credit imperfections or unique types of properties. We consider each applicant’s individual circumstances before making a decision.

Our Specialist mortgages are available for first time buyers and applicants looking to purchase a new home or for those looking to remortgage. They are not available for existing customers who are renewing their mortgage with us or those looking to borrow more. 

As Specialist mortgages consider unusual or complex circumstances, they have a higher interest rate. This means they are not suitable for applicants who meet the criteria of our standard or niche mortgage products.